Bankruptcy Lawyer Memphis, TN
Arthur Ray Law Offices
FREQUENTLY ASKED QUESTIONS
Why File For Chapter 7 Bankruptcy?
A Chapter 7 may wipe out all your debts (with certain exceptions), but you may not be able to keep your house, car, or some of your other assets.…Click here to see more
Why File For Chapter 13 Bankruptcy?
A Chapter 13 may reduce the same debt you would eliminate in a Chapter 7 bankruptcy by up to 90% of balances you owe, while allowing you to protect your house, car, or other assets…. Click here to see more
Chapter 7 or Chapter 13: Which One to Choose?
Knowing which bankruptcy to file can be daunting. Watch our YouTube video to gain insight and if you’re still unsure, give us a call! For a general overview on Chapter 7 and Chapter 13 eligibility click here.
CLIENT TESTIMONIAL
“5 stars is not even enough because they deserve 10! I had honesty lost hope about my future because my debt kept getting worse until I had my consultation here and Will instantly changed that. They have made every step along the way very easy and I’m the type who asks 101 questions, but they answer every one of them. Also, in a time when customer service is almost nonexistent, everyone here has been unbelievably caring and gone out of their way to help me. If you are like I was for the past few years and don’t know how to make things better, do yourself a favor and call Arthur Ray Law Offices!”
Can I stop a garnishment?
Yes, filing a bankruptcy may stop most garnishments. Debtors often file a Chapter 13 bankruptcy to quickly stop a garnishment.… Click here to see more
Can I get my repossessed car back?
Yes, filing a Chapter 13 may help get your car back.…Click here to see more
Can I stop an eviction?
Yes, filing a Chapter 13 bankruptcy may an eviction….Click here to see more
CLIENT TESTIMONIAL
“They made one of the worst times of my life Better. Great Great Great staff!!!…”Click here to see more
Can I get rid of a payday loan?
Yes, filing a Chapter 13 bankruptcy may stop collection on a payday loan and reduce the amount you pay back by up to 90%…. Click here to see more
Can I get rid of my credit card debt?
Yes, a Chapter 7 bankruptcy may wipe out all of your credit card debt. A Chapter 13 bankruptcy may reduce the amount you owe by up to 90%.…Click here to see more
Can I get my driver’s license back?
Yes, a bankruptcy may help you get your driver’s license back. Sometimes a Chapter 13 bankruptcy will work, sometimes a Chapter 7 may be necessary, depending on why your license was suspended….Click here to see more
CLIENT TESTIMONIAL
“This was the most positive experience I have ever had in an attorney office. The staff is awesome and very thorough. They are definitely here to help the client”…Click here to see more
Can I get rid of a title loan?
Yes, filing a Chapter 13 bankruptcy may keep your car from being repossessed by the title loan company. It will allow you to pay the title loan off over a period of time and may reduce the amount you are required to pay back,
especially the interest rate.…Click here to see more
Can I stop the IRS from getting my money?
Yes, filing a Chapter 13 bankruptcy may stop the IRS from levying your bank account or garnishing your wages.…Click here to see more
Can I stop a foreclosure?
Yes, filing a Chapter 13 bankruptcy may stop a foreclosure and allow you to catch up payments on the amount you fell behind over a period of time.…Click here to see more
CLIENT TESTIMONIAL
“I was literally at a lost when I went to Mr. Ray’s office. He talked with me personally and explained that I should stop using credit cards. He was very easy to talk too. Even when I was facing some hard times Will was there to walk me through it. Thank you for everything you have done for me.”…Click here to see more
Can I put property taxes under a bankruptcy?
Yes, you usually may be able to pay your delinquent property taxes by putting them in a Chapter 13 bankruptcy to be paid over a period of time.…Click here to see more
Can I put my student loans in a bankruptcy?
Yes, you may put your student loan debt in a Chapter 13 bankruptcy.…Click here to see more
Can I get rid of my medical debt?
Yes, a Chapter 7 bankruptcy may wipe out your medical debt. In a Chapter 13 bankruptcy may be able to reduce the amount you pay back by up to 90%.…Click here to see more
CLIENT TESTIMONIAL
“I just want to say what a burden you lifted off me when at your office! This went so much better than I could imagine, and I want to thank Will, Anna, Mallory, and Mr. Ray for all your help. I will not hesitate to recommend you to anyone who needs help! Thank you so much!”…Click here to see more
Chapter 7 and Chapter 13 Bankruptcy Lawyer Memphis, TN
I have practiced law as an attorney for over 40 years in Memphis, Tennessee. Further more, I can help you with Chapter 7 bankruptcy questions and Chapter 13 bankruptcy questions. I can help you get rid of most or all of your debt.
- I will prepare your bankruptcy petition for FREE. This way you can best decide if a bankruptcy is right for you. If you are not completely satisfied there is no charge to you.
Arthur Ray Bankruptcy Lawyer Memphis, TN
I will help you decide which bankruptcy option is best for you if you decide to file. We will file only when you are absolutely confident that filing a bankruptcy is best for your. Remember there is no charge if you decide not to file.
When you come to our office, you have free parking right in front of our office. We will do our best to make your visit as pleasant as possible.
- Arthur Ray Law Offices offer reasonable bankruptcy fees.*
- $0.00 dollars up front attorney’s fee on Chapter 13 bankruptcies.**
- Most of the time we can get your repossessed car back.*
- We can help you get your driver’s license back.*
- Filling a bankruptcy in Memphis will stop foreclosures, garnishments, lawsuits.*
- We can help get rid of payday loans and protect your car from title loans.*
- We can help you with medical debt and student loans.*
- You can protect co-signers from harassment and a lawsuit.*
- We can help you with tax problems.*
- Stop bill collector harassment and tax debt seizures.*
- Keep your property.*
- Reduce and consolidate your payments.*
Sincerely yours,
Arthur Ray
Arthur Ray Law Offices
We are a debt relief agency. Our Bankruptcy Lawyers in Memphis, TN help people file for bankruptcy under the bankruptcy code.
*For those who qualify under federal law.
